This will help save a lot on medical bills

This will help save a lot on medical bills.6.As a Senior Citizen, you can take advantage of all the discount privileges available to you. Most of the time, they will give you a lower rate. Negotiate with your credit card company about waiving or lowering your annual fee.2.. This is getting popular nowadays. Make sure you ask, otherwise, you'll miss out. They don't even give you the discount automatically, unless you ask for it."5. Consider using fluorescent bulbs as this will save you up to 50% in lighting bills. Most likely, the store brand is as good as the name brand.2.3. Be sure to check if they have a free-shipping promotion (usually stores require a minimum purchase amount). Some stores offer discounts on purchases made by seniors.3. Call your bank and ask them for the best program that will suit your banking needs. With this economic condition, it is very important to use your money wisely. Medicare recipients can save money by getting a Medigap Policy. As the popular saying goes: "Another man's trash is another man's treasure.4.4. Before scheduling your medical visit, be sure to check if your doctor is part of the "In-network" of your insurance company and if the procedure will be covered. Pill-splitting. Spending less money means more savings for you.2. 

This will help a lot lowering your regular grocery bill.2. There lots of websites out there that maintain a list of coupon and discount codes for hundreds of online stores. You will be surprised on the amount of money you can save. Take advantage of senior discounts. Always ask your doctor for the generic versions. Dine-out only during special occasions. Plus it will save you money from postage.Insurance1. Do not go to the grocery when you are hungry, otherwise, you will end-up buying more than you actually need.3. Prepare meals at home instead of dining out. It's cheaper this way plus its healthier. Tips that can potentially save you thousands of money annually. Some manufacturers provide coupons for their products. Most of the time, they would accommodate you, but if not, at least you tried.5. Make sure you ask about it so you don't miss out on any discounts.3. Plus, the nice thing about this is that most likely the store would send you coupons and discounts as part of their promotions. Most of the banks now have no fees if you maintain a certain amount.2.2. Be sure to turn-off the lights and other appliances when not in use to save money on electricity.7. Replace your old appliances with energy efficient appliances.2. Be sure to update this list frequently. Buy the store brand or the generic version. For online shopping, be sure to search the web for any online coupon codes and discounts before finalizing your order. 

This is an insurance policy sold by private insurance companies to help pay for some medical services not covered by Medicare. Always check the Internet for the lowest plane fares. Shop the clearance or bargain department, most online stores have this. All Rights Reserved. Make a list and stick to it. Have a yard sale to get rid of things you don't need. Some hotels offer Senior Citizen discounts. They should be able to tell you whether or not you can cut each pill in half before taking it. Be sure to write down the things that you need before going to the grocery to avoid any unnecessary purchases. Rule of thumb: Anything you haven't used or worn for a year or so need to be given away.Prescription Drugs1. Wash your hands thoroughly. Check the store if Two-phase relays Company they have any Senior Discount Policy. Keeping your hands clean will prevent you from acquiring all kinds of bacteria and viruses. Use the same insurance company for your home and car. Compare the price of items you buy in your local grocery with other stores in your area. Check the Internet for coupons.4.3.Food and Entertainment1. Take advantage of Senior Citizen discounts for car rentals and public transportation. It's completely free and convenient. As your doctor if he can give you a prescription for twice the amount of dose you need so you can split it in half before taking it. Make sure to ask your doctor and pharmacist for advice before doing this. It will also be wise to check the Internet for any on-going promotions for comparison purposes.Here are important Money-Saving tips for senior citizens.Banks and Credit Cards1.Times are hard. 

You will be surprised on how much money you can save by shopping in the cheaper grocery store.3. Be very cautious when doing this.8. Ask your doctor for several free samples. Most of the time prescription drugs cost almost the same regardless of the dosage. Most theaters and restaurants offer discounts for Senior Citizens so be sure to ask.Home1. Check with your pharmacy if they offer any Senior Citizen discounts or any discounts from organizations you belong to. It would be best to call and check with the hotel if they offer this kind of discount before making your reservation. Remember, there's no harm in asking. Sometimes, the Senior Citizen discount that airlines offer may not be the best deal. Look for the "Energy Star" label as you may be eligible to receive rebates, credits or sales tax exemptions just by buying qualified energy efficient appliances. Pay your bills online.Vacation and Travel1. Sign-up for any free rewards program. You might not shop that much at that store, but you will accumulate points every time you do. It is much cheaper compared to brand name drugs. Many stores, hotels, theaters, restaurants, airlines and other establishments offer senior citizen discounts but do not advertise it.4.Shopping1.6.3.5. Check the newspaper and the Internet for any restaurant coupons.4. Call your credit card company and ask for an interest rate reduction. Most Insurance Companies give a big discount when you use the same company for insuring your home(s) and car(s). To read more about Medigap Policies, click here .Copyright © 2008 La Dolce Living, Inc.